How To Accept Crypto Payments Via Telegram

In today’s online business environment, speed and convenience in payments directly influence conversion rates. Telegram has long evolved beyond a simple messenger — it’s now a full-scale ecosystem for sales, services, and automation. Here, you can enable instant crypto payments without hiring developers or building complex infrastructure.

In this guide, you’ll learn:

• how crypto payments work inside Telegram,

• why they benefit your business,

• and how to quickly set up an automated payment system using Telegram bots and payment tools.

What Is a Telegram?

Telegram is a cloud-based messaging platform created by Pavel Durov, known for its speed, security, and flexibility. Beyond messaging, it offers a powerful infrastructure for businesses: channels, groups, mini-apps, and most importantly — bots. Through bots, companies can automate sales, customer support, and payment processing.

This bot ecosystem is what makes Telegram ideal for crypto payments: it allows businesses to automatically generate invoices, verify transactions, and provide access or services to customers without manual involvement or the need for a separate website. Additionally, it has its own cryptocurrency, Toncoin (TON), designed for fast and secure transactions within the platform’s ecosystem.

Why Should You Accept Cryptocurrency Payments on Telegram?

Accepting crypto payments in Telegram offers several strong advantages for any business:

• Massive global audience. With over 950 million active users, Telegram gives businesses immediate access to a worldwide customer base. Many users are already accustomed to making purchases or subscriptions directly within the app.

• Full automation through bots. With payment integrations, a bot can automatically create an invoice, track the payment, notify the customer, and deliver access or products instantly. This eliminates manual work and accelerates the entire sales flow.

• Direct payments without intermediaries. Customers pay directly, without banks, delays, or unnecessary fees. Crypto transfers inside Telegram are fast and convenient, especially for international audiences where traditional payment options are slow, expensive, or unavailable.

How to Accept Crypto Payments with Telegram?

Telegram, while being an excellent messaging app, doesn't have a native payment gateway for cryptocurrency transactions. However, there are two main ways to accept payments via Telegram:

1. Simple link or QR code for payment. You can send a payment link or QR code directly to your customer, which will redirect them to a payment page where they can make the transaction to your crypto wallet. This method is very simple, as it requires manually sending links and codes. However, the lack of automation can make it time-consuming and increase the risk of errors, particularly as the number of transactions grows.

2. Integrating a payment system through a Telegram bot. Another approach is to integrate a payment platform via an API into your Telegram bot. This method automates the payment process by generating payment instructions for each customer automatically. It saves time, reduces manual effort, and ensures smoother transactions. With this setup, payments are securely processed, allowing you to focus on other aspects of growing your business.

So, the second option, integrating a payment system into your bot, is generally considered more effective than using a traditional wallet, as it automates the entire process, reduces manual effort, and enhances the customer experience. This approach is ideal for those who value efficiency and want to streamline their payment operations. To learn how to set this up, read the next section, where we’ll explain how to implement it with the example of the Cryptomus API.

Step-To-Step Guide on How to Accept Payments by API Integration

To accept cryptocurrency payments via Telegram using an API, an excellent platform to consider is Cryptomus. It offers smooth integration with Telegram, allowing businesses to accept crypto payments securely and efficiently. To integrate the Cryptomus API with your Telegram bot, follow the next steps:

Step 1. First of all, sign up for an account on Cryptomus, if you don’t have one yet. You can choose any suitable method of registration: using a phone number, email, or doing it directly via Telegram, Apple ID, Facebook, or by linking an account to your Tonkeeper wallet.

Step 2. After registering, go to your Overview page, where you’ll find all your available wallets: personal, business, and P2P. For setting up a payment gateway, you will definitely need your business wallet to be ready.

Step 3. To access your business wallet, it’s necessary to pass the KYC (Know Your Customer) procedure. To do this, click on your profile icon and select the Settings section.

For this, find the KYC Verification tab and complete the verification according to the steps indicated on the page. Once verification is completed, you will receive a green check mark.

Step 4. When you’ve passed KYC, it’s time to get to the point! Click on the “Business” section above your passed verification, and you will see the menu where you should select “Merchants”.

Here you need to create your first or new merchant account. Click on “+ Create merchant”, enter the name, and click on “Create”.

Step 5. Click on your newly registered merchant and find the “Merchant Settings” button.

On this page, you can integrate the Cryptomus API with your Telegram bot. Here, select the Telegram bot item and enter your bot URL in the field in the format “https://t.me/name-of-bot”. Then create a project name and click "Submit".

Step 6. Add the received code to the Telegram bot description and wait for moderation to confirm ownership. After moderation is complete, you will be able to copy the API key and add it to the settings of your bot.

Step 7. Congratulations! Now, your Telegram bot is ready to accept cryptocurrency payments. Submit a payment request by sending a message to your customers with a payment link; it will direct your customers to the checkout page on the payment platform. Once the payment is completed, the payment gateway will notify you and your customer about the processing details via Telegram.

So, you know how to accept payments via Telegram, and if you have any questions, please contact our support service. Happy selling!

Solutions For Different Platforms

If you're using other platforms for your online business, we’ve got you covered. Below is a list of our available plugins for various systems:

Platform	Tutorial
WooCommerce	TutorialClick Here
PrestaShop	TutorialClick Here
WHMCS	TutorialClick Here
BillManager	TutorialClick Here
RootPanel	TutorialClick Here
XenForo	TutorialClick Here
PHPShop	TutorialClick Here
Tilda	TutorialClick Here
Shopify	TutorialClick Here
Clientexec	TutorialClick Here
Webasyst	TutorialClick Here
Easy Digital Downloads	TutorialClick Here
HostBill	TutorialClick Here
Magento 2	TutorialClick Here
Invision Community	TutorialClick Here
Azuriom	TutorialClick Here
Blesta	TutorialClick Here
BigCommerce	TutorialClick Here
WISECP	TutorialClick Here
CS-Cart	TutorialClick Here
WatBot	TutorialClick Here
Amember	TutorialClick Here
Joomla VirtueMart	TutorialClick Here

We hope this guide helped you understand how to integrate crypto payments into Telegram and what opportunities this channel can bring to your business. Cryptocurrency payments provide global reach, faster settlements, and reduced operational costs. By using Telegram as a flexible and user-friendly payment channel, you can automate your sales, improve customer experience, and expand your audience — all without complicated infrastructure or additional barriers.