Top-8 Cryptocurrency Payment Gateways

The increase in cryptocurrency adoption has prompted numerous companies to embrace crypto payments. It allows them to remain competitive, and it can be seamlessly incorporated via payment gateways.

This guide will help you pick a crypto payment gateway. We’ll clarify the vital features and help you select the best fit for your business needs.

What Is A Crypto Payment Gateway?

A cryptocurrency payment gateway is a service that enables companies to receive payments in digital currencies. It operates like conventional payment processors such as Stripe but with the extra advantage of accommodating digital currencies including Bitcoin, Ethereum, and stablecoins. These gateways manage the processing of crypto transactions, offering a smooth experience for both sellers and buyers.

By using these, businesses can get reduced transaction fees, quick cross-border payments, and a rising number of crypto users. Plus, with many gateways offering automatic conversion to local currencies, it’s as easy as using a regular payment processor.

List Of The Best Payment Gateways

While payment gateways are useful, the specific one you pick can greatly affect your experience. That’s why it’s best to evaluate their functionalities before settling up with one. The best crypto payment gateways include:

• Cryptomus
• Stripe
• Cryptix
• Coinsbank
• Spicepay
• CryptoPay
• DePay
• CoinGate

Cryptomus

Cryptomus is a relatively new, versatile payment gateway solution suitable for businesses of all sizes. The platform covers all the essential merchant tools, from multi-currency wallets to crypto-to-fiat settlements. It provides support for the coins that are the most popular among expert traders and keeps adding new ones as it evolves.

The platform’s clean interface simplifies crypto payment integration for merchants, and its selection of over 20 modules gives it an edge over many competitors. The customization is also available, so you can adjust the payment method name, logo, and all that. The other perks are the auto-conversion feature and recurring payments, which help attract customers through a subscription model. The charges are relatively low in comparison to numerous other services, which is particularly beneficial for small companies.

• Founded: 2022
• Availability: global, with support for 18 languages.
• API: yes.
• Main services: crypto processing, White Label, mass payouts, payments by fiat, auto-conversion, recurring payments, donations.
• CMS supported: WooCommerce, Prestashop, WHMS, OpenCart, Shopify, and 20 more.
• Fees: 0.4% for merchants, 0% for withdrawals and mass payouts.
• KYC: yes.
• Support: 24/7 via Telegram chat and email.

Stripe

Stripe is a payment processing platform founded by developers of Irish origin. It allows businesses to seamlessly integrate payments into their website, app, or any other preferred channel. Known for its strong reputation, Stripe offers reliable fraud prevention tools that comply with AML regulations.

The platform can be a great solution for scaling a business, providing over 450 integrations with CRM platforms, POS systems, and CMS solutions. Thanks to its low fees and easy setup, Stripe is also an excellent choice for international transactions.

• Founded: 2010.
• Availability: global, mostly popular in Ireland.
• API: yes.
• Main services: payment gateway, mass payouts.
• CMS supported: Shopify, Amazon, Airbnb.
• Fees: start from 0.25%.
• KYC: yes.
• Support: 24/7.

Cryptix

Cryptix is a user-friendly platform for managing payments. It offers mass payouts, transaction reports, crypto exchange services, and even refund options. When it comes to asset variety, Cryptix supports popular cryptocurrencies like BTC, ETH, and SOL, along with fiat currencies such as USD, EUR, BRL, MXN, and COP.

Its key advantages are speed and security. The platform processes transactions in just 15 minutes while locking the fiat exchange rate to prevent major price fluctuations. As for reliability, all transactions undergo AML checks, ensuring you don’t receive "tainted" crypto.

• Founded: 2017.
• Availability: global.
• API: yes.
• Main services: payment gateway, .
• CMS supported: WooCommerce and Shopify, custom integrations.
• Fees: start from 0.2%.
• KYC: yes.
• Support: 24/7.

Coinsbank

With nearly ten years in the industry, this platform has built a strong reputation for reliability and trust. It primarily serves fintech and financial service providers, offering specialized solutions.

Though it supports only four cryptocurrencies, BTC, ETH, LTC, and XRP, its strength lies in fiat gateway services, secure wallet solutions, and prepaid card functionality. Businesses in need of robust wallet management and efficient fiat conversion tools will find it useful, though its narrow token support may be a drawback for some.

• Founded: 2016.
• Availability: global.
• API: yes.
• Main services: payment gateway, merchant capabilities.
• CMS supported: WooCommerce and Shopify, custom integrations.
• Fees: start from 0.5%.
• KYC: yes.
• Support: 24/7.

Spicepay

Spicepay offers cryptocurrency payment solutions for companies, primarily concentrating on Bitcoin transactions. It provides crypto-to-fiat exchanges and direct banking transfers, rendering it a convenient option for businesses looking for easy integration.

Nonetheless, its charges are comparatively higher than those of rivals, which could dissuade smaller companies. Though it doesn't offer broad multi-currency support, if you're looking for a straightforward, basic method to conduct crypto transactions, it performs effectively.

• Founded: 2013
• Availability: global, mostly popular in South America, East Europe, and South Asia.
• API: yes.
• Main services: BTC payment gateway, billing, and donation tools.
• CMS supported: Magento, WooCommerce.
• Fees: 2%.
• KYC: yes.
• Support: 24/7.

CryptoPay

It’s a simple platform for businesses in need of effective crypto payment processing. It has been around for a while and offers a limited selection of payment plugins that allow merchants to quickly set up crypto payments.

CryptoPay supports 16 coins and has a relatively standard fee for the industry, making it accessible for various business types. Beyond that, it offers a wallet and allows you to handle mass payouts.

• Founded: 2013
• Availability: global.
• API: yes.
• Main services: crypto payments, mass payouts.
• CMS supported: OpenCart, WooCommerce, Magento, VirtueMart, and PrestaShop.
• Fees: start from 1%.
• KYC: yes.
• Support: 24/7.

DePay

DePay offers a decentralized payment system designed for companies aiming to incorporate crypto transactions into their dApps. Offering compatibility with various blockchain networks and numerous cryptocurrencies, it is tailored specifically for the DeFi sector.

A key advantage is that you can use it without signing up or undergoing KYC verification. Additionally, its peer-to-peer functionality comes with competitive fees. That said, the interface might be a bit tricky for beginners to navigate.

• Founded: 2020.
• Availability: global.
• API: yes.
• Main services: Web3-based payment solutions, P2P transactions.
• CMS supported: Shopify, WooCommerce, WordPress.
• Fees: start from 1%.
• KYC: no.
• Support: 24/7.

CoinGate

CoinGate is available in over 100 countries and supports more than 70 cryptocurrencies. The platform charges industry-standard fees and comes with a variety of e-commerce plugins. Businesses will appreciate its crypto-to-fiat settlement option and the addition of gift cards, which add a practical touch.

Integration is fairly straightforward thanks to its API and POS solutions.. Also, the 50 EUR minimum withdrawal threshold may make it more practical for medium- to large-sized businesses rather than smaller ones.

• Founded: 2014
• Availability: global.
• API: yes.
• Main services: crypto payments, e-commerce plugins, gift cards, API solutions.
• CMS supported: WooCommerce, Magento 2, Wix, WHMS, Opencart, PrestaShop, Eshoprent.
• Fees: start from 1%.
• KYC: yes.
• Support: 24/7.

Still, the right choice will depend on your needs and business type. If you require something straightforward, practical, and with low costs, Cryptomus will be the optimal choice. But in the end, there is no universal answer, so make sure to examine the characteristics and costs prior to making a choice.

We hope this guide has helped you. Leave your questions and feedback below!